Analyze & Manage Banking Credit Portfolios

About this course

Develop the ability to analyze financial ratios, evaluate credit risk, design compliant loan policies, monitor credit facilities, and apply structured credit risk management frameworks in banking. This course provides a comprehensive understanding of banking credit portfolio management—from borrower financial analysis and loan policy formulation to documentation controls, post-sanction monitoring, and portfolio-level risk evaluation. Learners will examine working capital assessment, stock statement monitoring, bills portfolio supervision, insurance verification, execution of credit documents, limitation management, and risk grading systems used in banks. By completing this course, learners will strengthen practical skills required for credit appraisal, regulatory compliance, risk identification, and asset quality management. The course uniquely integrates financial analysis, legal safeguards, operational monitoring, and portfolio risk strategy into one structured learning pathway aligned with real-world banking practices. Designed for banking professionals, credit officers, auditors, and finance learners, this course enables participants to make informed lending decisions, minimize credit losses, and manage institutional risk exposure with confidence.