Aspek Hukum Pembayaran Digital (E-Money, E-Wallet & Fintech)
About this course
Kursus ini membedah aspek hukum pembayaran digital, termasuk Uang Elektronik (E-Money), Dompet Elektronik (E-Wallet) dan Financial Technology (Fintech) yang seringkali tertukar-tukar dan beririsan satu sama lain.Tidak hanya itu, kursus ini juga menjabarkan pemisahan kewenangan pengaturan atas Fintech di antara Bank Indonesia dengan Otoritas Jasa Keuangan yang seringkali kabur.Terkait dengan penggunaan teknologi terkini, kursus ini mengangkat aspek hukum yang berkaitan dengan Quick Response Code (QR Code) yang sudah marak digunakan di Indonesia dan membawa kemudahan dalam pemrosesan transaksi digital.
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What you'll learn
- Explain the legal definitions and distinctions between e‑money, e‑wallets, and fintech services in Indonesia
- Identify the regulatory roles of Bank Indonesia and the Financial Services Authority (OJK) in fintech oversight
- Analyze legal requirements for QR‑code based payment implementations
- Assess compliance obligations for digital payment providers operating in Indonesia
Course objectives
- Map the regulatory landscape for digital payments in Indonesia
- Clarify the jurisdictional boundaries between banking and securities regulators
- Apply legal principles to real‑world QR‑code payment scenarios
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